Hurt in an Indiana Car Wreck? Call the Car Accident Lawyers at Ken Nunn Law Office!
If your life has been turned upside down in Bloomington or Indianapolis by a car crash that was caused by another driver, do you know what to do?
The answer is simple: You need the help of a car accident lawyer. The Ken Nunn Law Office is a state-wide law practice devoted exclusively to injury and wrongful death cases. No matter where you live in Indiana, chances are we have helped a neighbor, co-worker, classmate, friend or family member with a car accident claim.
Sustaining injuries and property damage after an accident that wasn’t your fault can be overwhelming and stressful. Additionally, motor vehicle accident cases are often complex and consist of many details that must be reviewed to determine your legal options.
For this reason, it’s imperative to speak with a lawyer at the Ken Nunn Law Office about your case. If you have grounds to file a lawsuit to seek compensation for damages, we can gather the necessary documents and other vital information to build your claim. Remember that every car accident case is unique, and results will depend on the circumstances of your case. The Ken Nunn Law Office has been helping injured victims for over 50 years. With our experience, you can trust that your case is in knowledgeable hands.
Vehicle Accident Cases That Our Firm Handles
In order to better serve the Indiana community, we handle various types of vehicle accident cases, such as:
- Car accidents
- Motorcycle accidents
- Semi-truck accidents
- Pedestrian accidents
- Bicycle accidents
- And many more
Depending on the circumstances of the accident and the severity of your injuries, you may be eligible to obtain compensation for your suffering and any property damage.
Common Causes of Car Wrecks
In countless cases, automobile accidents are caused by driver negligence. Some of the most common types of negligence that lead to crashes include the following:
- Inattentiveness (cell phones, changing the radio, talking)
- Reckless driving
- Failure to yield
- Driving under the influence of drugs and alcohol
- Running a red light or stop sign
- Lack of vehicle maintenance (poor brakes, worn tires, or burned out lights)
These common types of collisions can cause serious damage to both an individual and their vehicle. Although the wrongdoer’s car insurance is supposed to cover injuries and property damage after an accident, insurance companies will do everything in their power to defeat or diminish the value of your claim. To make matters worse, if you suffered serious injuries, a small settlement amount can leave you with a pile of medical bills and living expenses. If you find yourself in this situation, we can help.
Five Tips to Follow After an Automobile Accident
Knowing how to proceed after a car wreck can be confusing. The steps you take immediately following your accident can either protect or damage any compensation you may be entitled to receive for your injuries and property damage. In some cases, drivers make poor decisions that tremendously affect their cases, leaving them with little to no compensation.
Below are several suggestions from our car accident lawyers that you can use after a collision to help protect your legal rights:
Remain at the scene
It’s essential that you remain at the collision scene. If you decide to leave, you may face criminal charges.
Call emergency responders
Even if no one appears to have suffered any serious injuries, it’s in your best interest to call emergency responders. Furthermore, it’s important to have the police at the scene, so they can write a report. A police report is a detailed document that summarizes the accident and states both the facts and opinions of the investigating officer or officers at the scene.
Evidence is essential when trying to file a claim to seek compensation for your losses. This can include photographs of the scene and your injuries, witness statements, video footage, cell phone records and 911 tapes. It is extremely important to collect evidence before it disappears.
Do not admit fault
Admitting fault can damage any compensation you may be eligible to obtain. For instance, if you apologize or admit fault for an accident that was actually the other party’s wrongdoing, you may lessen or completely diminish your chances of receiving any future compensation.
Contact an experienced and knowledgeable attorney
Automobile accident cases are, oftentimes, labor intensive and difficult to manage without proper legal guidance. Therefore, seeking an auto accident attorney to determine your legal rights will work to your advantage.
Liability: How Fault Is Determined After a Wreck
If you decide to take legal action against the liable party, it’s vital that fault is clearly established. However, the person at fault is not always obvious. The type of wreck you’re involved in and the injuries you sustained are major factors in determining who is legally responsible for the collision.
Indiana is a modified comparative fault state and uses a 50 percent fault system. This means the injured person has to be found to be less than 50 percent at fault. For example, if you are found to be 20 percent at fault for the accident, then any compensation you’re owed will be reduced by 20 percent.
If you are found to be more than 50 percent at fault, then you will be unable to receive any compensation for your injuries and damages. In cases where fault is not clear, it’s even more vital to have a knowledgeable attorney handling your case. An experienced lawyer can evaluate every detail and determine your legal options.
The biggest mistake injured people make is giving recorded statements to insurance companies without first consulting a car accident lawyer. We can help you receive the compensation you are rightfully owed to help cover medical bills, property damage, and other costs.
Statute of Limitations: A Missed Deadline Can Result in Missed Compensation
Every state has its own statute of limitations law that places a deadline on an injured victim’s right to seek compensation for the negligent actions of another person. This law is highly enforced. If you fail to file within the allotted time, you will likely diminish your chances of receiving any compensation. In addition, if your Indiana car accident involves a crash with a vehicle or employee of a government agency there could be deadlines as short as 180 days to protect your legal rights. That’s why it’s crucial to be aware of all the laws governing your state.
In the state of Indiana, car accident victims have two years to file a lawsuit, according to Indiana Code section 34-11-2-4. If an injured victim files a lawsuit against the negligent party past the two-year deadline, it will more than likely be dismissed.
Compensation: General and Special Damages
Compensation is a monetary award intended to cover damages for an accident caused by a negligent person. There are two types of damages: general and special.
General damages cover non-economic losses, such as:
- Physical pain
- Mental suffering
- Diminished quality of life
- Permanent injury
Special damages cover monetary losses, such as:
- Lost wages
- Medical expenses
- Property damage
- Loss of earning capacity
- Out of pocket expenses
Although these are some of the damages that compensation can cover, there are other losses that may be taken into consideration. In order to adequately calculate a reasonable settlement amount, our car accident attorneys will need to review the various details of your case.
Car Insurance Requirements
According to the Bureau of Motor Vehicles (BMV), drivers in Indiana are required to have liability insurance and uninsured/underinsured motorist liability coverage. Listed below are the minimum amounts of coverage drivers must hold:
- Bodily injury (per person): $25,000
- Bodily injury (per accident- multiple people injured): $50,000
- Property damage (per accident): $25,000
- The minimum limits for uninsured motorist coverage are equal to the minimum limits for liability coverage.
- The minimum limit for underinsured motorist bodily injury coverage is $50,000 (per accident).
Frequently Asked Car Accident Questions
Do I need to hire a lawyer?
After sustaining injuries in a car wreck caused by a negligent motorist, it’s beneficial to hire an attorney. An experienced attorney will know what questions to ask to ensure that the insurance company will not take advantage of you.
How much is my case worth?
In order to determine the value of your case, our team will need to review the details. Your case is calculated by various circumstances, such as the severity of your injuries, medical bills, and other factors.
How long will it take to settle my case?
The amount of time it will take to settle your case will depend on the details surrounding your claim. Most car accident cases do not require litigation. However, your claim still has to undergo settlement negotiations before you can receive compensation.
Will my out-of-pocket expenses be covered?
It’s important to keep any receipts that pertain to your accident. For example, receipts from prescriptions and gas purchases to travel to and from medical appointments can be used as evidence to support your claim.
Do I have to pay a fee to speak with an attorney?
At the Ken Nunn Law Office, it’s free to talk to us. Some firms do charge a consultation fee, however, we won’t charge a penny unless we win money for your case.
Car insurance is available to take care of injuries and property damage in most car accidents, but often insurance companies will stretch out the payment process to try to get you to take a tiny check. When injuries are serious, insurance companies may attempt to pay little or nothing, leaving you with a pile of medical bills and living expenses. We can help.
Contact Our Experienced and Dedicated Attorneys
The best course of action following a major collision is to hire an aggressive team of car accident lawyers, like those at the Ken Nunn Law Office. We will fight on your behalf to get the settlement you deserve from the insurance company. Many insurance companies know the name Ken Nunn — and they know that our lawyers don’t back down when it comes to fighting for money that our clients deserve.
The insurance company would love to settle your claim for a small check but don’t make any decisions until you’ve talked to us first. If you’ve already talked to another attorney, we will go over that lawyer’s fee agreement line-by-line, so that you can better understand it before you sign anything.
There may be additional charges that you need to know about. You can talk to us for FREE. You would be surprised at the number of people who wait to see what the insurance company does before speaking with an attorney. This is a big mistake! Waiting actually helps the insurance company avoid paying you any money.
If you or someone you love has been seriously injured in an auto accident, don’t take chances with your case. We are as close to you as your telephone and will answer all of your questions for free. Put the experience of the Ken Nunn Law Office’s car accident lawyers on your side by calling 1-800-CALL-KEN, or fill out our quick and easy online contact form below.
Remember, you do not need any money to hire us, and there’s NEVER a fee unless we get money for you! Allow our legal team to fight on your behalf.