Bloomington Workers’ Compensation Lawyer
At The Ken Nunn Law Office, we help protect the rights of workers injured on the job by offering professional support for a workers’ comp claim. Our commitment is to make the process straightforward and stress-free for you.
Contact The Ken Nunn Law Office today for a free case review and learn how we can help you with your workers’ comp claim.
We Make It Easy
It only takes one call to get our experienced attorneys to review your case and start the process of seeking maximum compensation.
You’re Entitled to Benefits
If you were injured while working, you may have a legal right to compensation. We can help you fight for every dollar you deserve.
No Fee Unless We Win
Our attorneys work on a contingency-fee basis, so you won’t owe us a dime unless we win compensation for you.
Table of Contents
Do You Have a Valid Workers’ Comp Case?
To determine if you have a valid workers’ compensation case, you need to consider these specific laws and requirements:
Employment Status
The most fundamental requirement to having a valid workers’ comp case is to be employed at the time of the injury. Independent contractors, volunteers, and some agricultural workers may not be covered under workers’ compensation in Indiana.
Employer Coverage
Your employer must carry workers’ compensation insurance. The vast majority of businesses that employ workers are required to provide workers’ comp coverage, but there are some exceptions.
Injury or Illness Related to Work
The injury or illness must have occurred as a direct result of your employment or while performing job-related duties.
Timely Reporting and Claim Filing
Indiana law requires injured workers to report their injuries to their employer immediately or as soon as possible.
Medical Evaluations
Obtaining a medical evaluation from a worker’s compensation approved healthcare provider is very important. This will serve as evidence of your injury and its connection to your job.
If you believe you have a valid workers’ compensation claim or are unsure, contact the Ken Nunn Law Office today for a free case review. We’ll be able to go through the details of your injury and help determine if you’re entitled to workers’ comp benefits.
What Workers’ Compensation Benefits Can You Expect?
Medical Benefits
Indiana workers’ compensation covers all necessary medical treatment for your work-related injury or illness. This includes hospital visits, surgeries, medications, rehabilitations, and more.
Disability & Lost Wages Benefits
Disability benefits are meant to cover lost wages while you are unable to work due to your injury or illness. There are a few different types of disability benefits:
- Permanent Total Disability Benefits (PTD): If you are unable to return to any type of gainful employment because of a work-related injury or illness, you may be eligible for PTD benefits. These benefits are paid at the same rate as TTD benefits, but these can continue for life.
- Temporary Total Disability Benefits (TTD): If your work-related injury or illness prevents you from working for more than 7 days, you may be eligible for TTD benefits. These benefits are designed to partially replace lost wages, and they are typically calculated as ⅔ of your average weekly earnings (subject to minimum and maximum limits set by the state). These benefits will last until you can return to work, reach maximum medical improvement, or until the end of the maximum period defined by Indiana law.
- Temporary Partial Disability Benefits (TPD): If you are able to return to work, but at a reduced capacity or lower-paying job as a result of your injury, you may qualify for TPD benefits. These benefits are meant to compensate for the difference between your pre-injury and post-injury wages.
- Permanent Partial Disability Benefits (PPD): If your work-related injury or illness results in a permanent disability but does not completely prevent you from working, you may be entitled to PPD benefits. The amount and duration of these benefits depend on the nature and severity of the permanent impairment, as determined by medical evaluation.
Death Benefits
If a work-related injury or illness results in death, the deceased worker’s dependents may receive death benefits (very similar to a wrongful death case in other non-work-related accidents). These benefits include compensation for lost wages, based on the worker’s average weekly wage, and a contribution towards funeral and burial expenses.
How To File a Workers’ Compensation Claim in Indiana
To file a workers’ compensation claim, you need to follow these steps:
- Report Your Injury or Illness: Notify your employer of your injury or illness as soon as possible.
- Seek Medical Treatment: Getting the necessary medical evaluation and treatment promptly is very important.
- Employer Files Report: Once you’ve reported your injury, your employer is responsible for filing a “First Report of Injury” form with the Indiana Workers’ Compensation Board.
- Case Review by Insurance: Your employer’s workers’ compensation insurance carrier will review your claim to determine your eligibility to receive workers’ comp benefits.
- Receive Notification: The insurance company will then notify you of the approval or denial of your claim. If approved, you will start receiving benefits based on the nature and extent of your injury.
If you believe the benefits are insufficient, contact the Ken Nunn Law Office. We’ll make sure you understand your rights and the benefits you’re entitled to in order to give you the best chance of sufficient compensation.
How a Workers’ Comp Attorney Can Help
A workers’ compensation lawyer in Bloomington, Indiana can help injured workers understand the claims process and the benefits that may be available after a workplace injury.
They can provide crucial professional assistance with your workers' comp claim, serving as both a knowledgeable guide and a determined advocate in pursuit of the benefits you're entitled to. An experienced workers' comp attorney will know how difficult Indiana workers' compensation laws can be and will be well-equipped to help you with your claim. They can also gather all the necessary information and help you start the process of building your workers’ compensation claim.
Working with a lawyer can help streamline the legal process for you, allowing you to concentrate on your recovery with the peace of mind knowing your claim is being professionally handled. Contact us today to get the help of a Bloomington workers' compensation attorney.