Living in a busy college town can be exciting but it also comes with a higher risk of being involved in a car collision. Indiana University in Bloomington has over 40,000 students, adding to the already vast population. With students and residents alike on the roads, car accidents are, unfortunately, common.
If you’ve been involved in an accident, you likely know how scary and overwhelming it can be. Should you see a doctor? Is your car totaled? Should you hire an attorney? There are many complicated questions that need answers.
The Ken Nunn Law Office has years of experience handling car accident cases. To help you navigate the aftermath of an accident, our Bloomington car accident lawyers have put together a list of the top four things to expect after an accident:
#1: A Lot of Confusion
After a car crash, you will likely have to speak to doctors, insurance adjusters, witnesses, and police officers. What’s more, you will need to collect different paperwork from each of these encounters. These documents need to be filled out and filed correctly if you hope to be compensated for your losses.
There are a lot of moving pieces after a collision so it’s guaranteed to be a confusing time. Our car accident attorneys can help bring clarity to this difficult situation. From helping you gather all of the necessary documents to handling talks with insurance companies, our job is to build the strongest possible case on your behalf so you have the best chance of receiving the maximum amount of compensation for your injuries.
#2: Necessary Time to Recover
The recovery time you need after an accident could take anywhere from weeks to a year or longer. During that time, your injuries may require multiple visits to different doctors. This can cause you to miss time from work, resulting in lost wages.
Many people suffer from anxiety and post-traumatic stress disorder (PTSD) after a car accident and need ongoing therapy sessions to feel safe and comfortable in their day-to-day lives again.
Ongoing physical therapy might also be needed, depending on your injuries. Whatever treatment is required, you can expect to need time to recover. The recovery process may cause bills to pile on your desk that only add to your stress. Is the settlement you get from the insurance company going to cover it all?
Our car accident lawyers have a track record of winning the money our clients need to pay for their medical expenses. We will do our best to help you, too!
#3: Multiple Calls From Insurance Adjusters
If you were involved in an accident, your phone might already be ringing off the hook with calls from insurance adjusters who will likely try to pressure you into signing a release form, making a statement, or settling for less than what you deserve.
The thing to remember about insurance adjusters is that they work for the insurance company, not you. It’s their job to pay you as little as possible. With this in mind, we recommend that you do NOT sign anything or make any statements about your accident to an insurance adjuster without speaking to an attorney first.
Our legal team can field calls from insurance adjusters and handle all of the negotiations. This way, you can focus on your recovery while we put pressure on the adjusters to make a fair settlement offer.
#4: Legal Proceedings
In order to receive compensation for your losses, you’ll need to file a car accident claim. From there, your claim will go through different legal proceedings until it’s able to be resolved.
First, your claim will enter settlement negotiations where you and the other party’s insurance company will attempt to agree upon a fair amount for your damages. If a settlement amount cannot be reached, then you may need to file a lawsuit and take your case to court.
Navigating these legal proceedings without an experienced attorney can be incredibly difficult. In fact, without legal representation, the insurance company has the upper hand. They’ve been through this process a thousand times, while this is likely your first time.
Knowing this, they will attempt to low-ball you and convince you to settle for less than you deserve. Don’t let this happen to you. Our legal team will level the playing field, guiding you through the legal process every step of the way.
Ken Nunn Gets It Done
The days after an accident are confusing but critical. Your actions can either support or damage your claim, even if the accident wasn’t your fault.
Having our Bloomington car accident lawyers in your corner will make the complex process easier and help you avoid common mistakes that could minimize your claim.
If you’re dealing with the aftermath of a car accident and don’t know what to expect when filing a claim, call The Ken Nunn Law Office at 800-225-5536 or fill out our free online case evaluation for help today. Serving injured people for more than 50 years, Ken Nunn knows how to get the job done!