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Indianapolis Workers’ Comp: Is Your Injury Covered?

Approximately four of every 100 workers in Indiana will be injured in a workplace accident this year. This could be you!  A workplace accident can quickly turn your life upside down, especially if you are unable to work and you are the sole income provider for your family. Being out of work and suffering an injury is stressful enough without an insurance company denying or delaying your claim.  Our workers’ compensation attorney can help you receive the benefits you need while you are recovering from an injury at work.

Types of Injuries Covered by Workers’ Compensation in Indiana

Most injuries that occur in the workplace are covered by workers’ compensation even if you are the cause of the accident the resulted in your injury. Common injuries that are covered by workers’ compensation include:

  • Broken bones
  • Head injuries
  • Burns
  • Neck and back injuries
  • Herniated discs
  • Dislocated joints and bones
  • Amputations
  • Soft tissue injuries
  • Electrical accidents
  • Scarring, disfigurement, and permanent disabilities

Workers’ comp also covers workplace illnesses that develop over time such as repetitive stress injuries (i.e. carpal tunnel syndrome) or chronic pain from a pinched nerve from sitting in the same possession for several years.

Provided you were acting in the “course and scope” of your job, your workplace injury should be covered.

What is Course And Scope?

Course and scope is simply your job duties and responsibilities. Insurance company like to use this as a way to deny claims by alleging you were acting outside of the scope of your employment. For example, if you are driving a company car during your lunch break and have a car wreck while you are running personal errands, you may not be entitled to receive benefits.

However, if you are driving your personal car but you are running errands at the request of your employer (i.e. going to the post office or the bank) and you have a car wreck, you may be entitled to workers’ compensation benefits because you were in the “course and scope” of your employment running errands for your employer.

If your claim has been denied, contact our workers’ compensation attorney immediately to discuss your options for an appeal. You must act quickly to preserve your right to appeal a denial of your claim.

Steps to Take if You Have Been Injured At Work

  • Seek emergency medical attention, if necessary.
  • Notify your employer of the injury/accident — failing to notify your employer promptly results in a denial of your claim.
  • Contact the Indianapolis workers’ compensation attorney at The Ken Nunn Law Office as soon as possible.
  • Do not provide a written or recorded statement to the workers’ comp insurance carrier or discuss your claim with an adjuster — our workers’ compensation attorney will do that for you.
  • Keep track of every expense related to your injury including lost time from work, medical expenses, travel expenses, etc.
  • Do not discuss your claim with other co-workers or discuss your claim on social media.

We can help you receive the benefits you are entitled to receive under Indiana’s workers’ compensation laws. We fight insurance carriers to ensure you are treated fairly.

Contact an Indianapolis Workers’ Compensation Attorney Today

Being injured at work is frustrating, painful, and frightening. You need someone you can trust to guide you through the unfamiliar process and protect your right to receive the benefits you are entitled to receive under Indiana’s workers’ compensation laws.

For a free consultation, contact The Ken Nunn Law Office by Live Chat online 24 hours a day 7 days a week or call 1-800-CALL-KEN or 1-800-225-5536 to speak with a representative. We are here to help you as you continue to heal from a workplace injury and try to get your life back to normal.

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