Your Indiana Motorcycle Accident Lawyers
Motorcycles are popular in Indiana but, unfortunately, their small size, lack of protection, and speed make them vulnerable on the roadways. With injuries tending to be severe, motorcycle collisions are often one of the deadliest types of accidents.
Some motorcycle accidents are not the fault of motorcycle operators, but of negligent motor vehicle drivers. Drivers of cars and trucks don’t always keep an eye out for motorcyclists or know how to safely operate their vehicles around them. Too often, the result is a catastrophic accident.
If you or a loved one was injured in a motorcycle wreck due to the negligent actions of another motorist, you need a fighter on your side. The motorcycle accident lawyers at the Ken Nunn Law Office have helped countless injured victims receive the compensation they deserve. If you’re unsure if you have a case, we can review your claim and inform you of your legal options.
Motorcycle Accident Statistics
The following statistics from 2016 shared by the National Highway Traffic Safety Administration (NHTSA) demonstrate the severity of motorcycle accidents on U.S. roadways:
- There were 5,286 motorcyclists killed in motor vehicle traffic crashes.
- Two-wheeled motorcycles accounted for 93 percent of all motorcycles in fatal crashes.
- Motorcyclists accounted for 14 percent of all traffic fatalities and 17 percent of all occupant (driver and passenger) fatalities.
- Of the 5,286 motorcyclists killed in traffic crashes, 94 percent (4,950) were riders and 6 percent (336) were passengers.
Frequent Causes of Motorcycle Accidents
Motorcycle collisions occur for numerous reasons. Some accidents result in minor injuries, while others cause severe and life-altering damage. The most frequent causes of motorcycle accidents include:
- Lane splitting
- Manufacturer defects
- Poor road conditions
- Driving under the influence
- Sudden stops
- Lane changes
Common Motorcycle Injuries
Injuries after a motorcycle accident are common. Even though motorcyclists can wear a helmet and other protective gear, injuries can still happen. In some cases, the impact of the wreck can cause a rider’s helmet to fly off, leaving their head vulnerable to possible injury. The most common motorcycle injuries include:
- Spinal cord injuries
- Traumatic brain injuries
- Fractured bones
- Road rash
- Soft tissue injuries
- Dental injuries Death
The Key Difference Between Car Accidents and Motorcycle Accidents
While any vehicle accident has the potential to cause serious damage and life-altering injuries, there are some clear distinctions between motorcycle and regular motor vehicle accidents.
Unlike regular cars that contain layers of plastic and metal between the driver and the road, motorcyclists have nothing protecting them from the impact of a crash. For this reason, motorcycle wrecks often result in serious and permanent injuries. The greater the extent of the injuries, the greater the chances of accumulating higher medical expenses.
Determining Fault in a Motorcycle Wreck
Whether or not it can be proven that your accident was the result of another party’s negligent actions plays an important role in determining if you’re eligible for compensation. However, proving negligence is not always simple, so hiring an experienced motorcycle lawyer who can conduct a detailed investigation will be in your best interest.
Modified Comparative Fault
The state of Indiana follows what is known as “modified comparative fault.” According to this fault system, you may be eligible to receive compensation even if you’re found to be partly at fault for the wreck. One thing to keep in mind is that you can only receive compensation if you’re found to be less than 51 percent at fault.
The degree at which you are found at fault will then be reduced from any compensation you’re eligible to receive. For example, if you are found to be 50 percent at fault and your damages are calculated to be $100,000, then you would only be awarded $50,000 in compensation.
Insurance Requirements in the State of Indiana
It’s important to know what your state requires for insurance coverage. According to the Bureau of Motor Vehicles (BMV), drivers must hold a certain amount of liability coverage, as well as uninsured/underinsured motorist coverage. Listed below are the minimum insurance policy requirements for both motorcyclists and drivers of regular motor vehicles:
Motorcycle Insurance Requirements
- $25,000 bodily injury coverage for one person in a single accident
- $50,000 bodily injury coverage total in a single accident for more than one person
- $10,000 property damage coverage
Car Insurance Requirements
- Bodily injury (per person): $25,000
- Bodily injury (per accident-multiple people injured): $50,000
- Property damage (per accident): $25,000
To learn more about the insurance requirements in Indiana, visit the BMV’s website.
Compensation: What Does it Cover?
Compensation is an amount of money awarded to an injured victim to help compensate them for damages after an accident. If you’re eligible to receive compensation after a motorcycle wreck, the amount you will receive will depend on the circumstances of your case. If you or a loved one was injured due to the negligent behavior of another motorist, compensation may be available for:
In many motorcycle collisions, severe injuries occur. This can result in high medical bills and months of treatment. Compensation can help cover various types of medical treatment, such as surgeries and physical therapy.
Pain and Suffering
The mental and emotional trauma of a motorcycle wreck can have a lasting impact on both you and your family. Although a monetary award can’t erase this pain, it can help you and your family move forward.
Injuries can result in time spent away from work for recovery. You may be compensated for any lost wages that resulted from your injuries.
Due to their small size, motorcycles are usually damaged when involved in an accident. Compensation can help cover the repair costs of your motorcycle.
Loss of Earning Capacity
Sometimes an accident causes severe injuries that may lead to permanent damage. This can result in an inability to complete simple duties required to hold a job. If you’re unable to work as a result of your injuries, you may be awarded compensation for your loss of earning capacity.
No two cases are the same, and results will vary. An experienced attorney can review your case and determine the amount of compensation you’re entitled to receive for damages.
Contact the Ken Nunn Law Office
At the Ken Nunn Law Office, we have more than 52 years of experience fighting for the legal rights of injured victims in both Indianapolis and Bloomington. We know the Indiana laws that affect motorcycle cases. After an accident that wasn’t your fault, you need a lawyer who is willing to fight aggressively on your behalf.
We know how to stand up to insurance companies to get you the compensation you deserve for your medical bills and other expenses related to your accident. While you focus on your recovery, our team will work relentlessly to gather the information needed to support your accident claim. Throughout your case, we will keep you informed about its progress and answer any questions you may have along the way.
Bikers have the same rights as automobile operators. If you or someone you love was injured in a motorcycle accident, don’t wait. Contact a fighter to defend your best interests in and out of the courtroom. Call our law office today at 800-225-5536, or fill out our free consultation form below to learn more about your legal options. Our motorcycle accident lawyers are ready to review your case.