If you were injured in a slip-and-fall accident on someone else’s property, it doesn’t necessarily mean that you’re entitled to a cash settlement, but you should at least find out. If the owner’s negligence caused your injuries, you could collect money for medical bills, lost wages and other expenses. Before that can happen, you will have to work through all the legal, medical, and insurance complications.
Indiana Personal Injury Lawyers can help you. They will work hard to get to the bottom of even the most complicated issues. As your personal legal representative, they will lead the fight to preserve your rights and protect your interests.
Whether your injuries were the result of a slip-and-fall, a dog bite, or any other act of negligence, you’ll need to prove your case. You’ll have to show that the property owner was legally liable for your injuries. To do that you or your legal representative should conduct an investigation.
Your liability investigator will begin by reviewing your version of the incident. He might also inspect and photograph the property, interview witnesses, talk to the property owner, review maintenance records, and more. The investigative things-to-do list can seem endless; but when these activities are performed on your behalf, your attorney will be able to determine if the property owner’s negligence contributed to your injuries.
If your injury is serious, your life can get really complicated really fast. Medical bills can pile up. Even if you have great health care insurance, you may have a deductible or a co-payment each time you walk into your doctor’s office.
A temporary or permanent disability can keep you from earning a living, performing chores around the house, or even interacting with your family. When you can’t work due to an injury, eventually the money runs out. Even if you have a sick pay plan at work, the paid leave won’t last forever. You could fall back on your savings to pay for everyday living expenses, but what if you have no savings?
Most property owners have liability insurance to protect them in the event of an injury on their premises. So while your legal representative is conducting an investigation on your behalf, someone will be doing the same thing for the property owner. That person will most likely be a claims investigator or an adjuster who works for the insurance company. He will want to know the same things your representative wants to know, except he will be working to defend his insured client against your injury claim.
Many homeowners and business liability policies also have Medical Payments Coverage that will pay some of your bills. You need only prove that they are directly related to injuries that occurred on the insured’s premises. Medical payments benefits are usually available regardless of fault, but it’s possible that you wouldn’t know to ask.
If the insurance company decided to offer you a settlement, how would you know it was fair unless you had a legal representative negotiating on your behalf?
It’s too complicated to handle alone
When you’re injured on someone else’s property, the situation can be too complicated to handle on your own. Fortunately, Indiana personal injury lawyers can help. They can investigate your case, deal with the insurance companies, and help you work through the complications. Contact us today for a free case evaluation.