An insurance company is not generally interested in paying what you deserve. Anyone who has ever dealt with one will know this firsthand.
How can they be? If their business was based on insuring people and then paying what they deserved, insurance companies would go out of business. So of course they work diligently to give you the minimum settlement possible as quickly as possible to close the case.
Deny what can be denied and if there’s no fight, give them as little as possible to get them to close. That’s how an insurance company makes its profit. If you’ve ever had to file a claim, then you understand this well.
Here’s an unfortunately common scenario. You get into a minor car accident and walk away without any serious injury, just a little bit of a stiff neck. You figure you’ll take a Tylenol and sleep it off in a few days, so rather than going through a potentially long and drawn out process, you take a quick settlement from the insurance company and close the case. A few weeks later, the neck pain is still there and upon medical evaluation, it turns out the injury will require more extensive treatment. Which the insurance company will not pay for because you’ve already settled and closed the case.
We’ve seen scenarios like this and many more. What we as personal injury lawyers do is make sure that you understand your rights and then help you fight the insurance company for a proper payment. Any event that results in injury, especially car and truck accidents, can create a lot of confusion regarding what proper compensation is. It is our responsibility to make sure you are not swept under the rug.
We welcome all thoughts and feedback. Have a situation you would like a legal opinion on? Let us know! We would love to hear from you. Contact Indiana Personal Injury Lawyers today!